|
|
发表于 2020-3-3 16:37:39
来自手机
|
显示全部楼层
|
{"replyTo":"","text":"Ways to improve your credit are as follows, pay your bills on time and don’t close your accounts. If you don’t have a credit card, get one at least (3 is ideal) and just keep a super low amount charged on it (5 bucks) and use it once a month and pay it off but leave a 0 balance on the other cards. After a few years your credit score will be much higher. Settle any old debt that went to collections (they’ll take 25 percent of the original balance in most cases) and get the settlement agreement in writing. get your credit report from all 3 bureaus (credit apps aren’t very reliable unless it’s ficos app) if you have any judgements, settle those as well. With time your credit score will climb doing those few things. Having said all that, stay out of debt (car loans, pay off your student loans, credit cards, personal loans, etc.) and pay cash for everything and you’ll never be broke if you live within a budget and have a job for every dollar when you get paid. (7 baby steps, google it) good luck and stop giving everyone else your money and wonder why you’re broke at the end of the month. My 2 cents 😇","replyToPid":0} |
|