{"replyTo":"","text":"No credit cards, using only the money I have to buy things I need! Budgeting every dollar , only then you will have permission to spend ! ","replyToPid":0}
{"replyTo":"","text":"I own the farm, saving to build the house. Have a shipping container on the land, filling it with building materials every month (2x4s, screws, wiring, plumbing, etc)","replyToPid":0}