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Has anyone moved states with their LLC and MC number?

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 楼主| 发表于 2021-6-30 09:12:08 来自手机 | 显示全部楼层
{"replyTo":"
1263336 发表于 2021-06-29 18:11:09 Florida is a good choice. That’s where I am but I’m a company driver so
","text":"Are you hotshot, reefer, dryvan, or flatbed semi? ","replyToPid":432644}
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发表于 2021-6-30 09:31:51 来自手机 | 显示全部楼层
{"replyTo":"
1039748 发表于 2021-06-30 01:12:08 Are you hotshot, reefer, dryvan, or flatbed semi?
","text":"Dry van. Me and my boyfriend. He really wants to do the whole hotshot thing but I’m nervous lol ","replyToPid":432745}
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发表于 2021-6-30 17:51:07 来自手机 | 显示全部楼层
{"replyTo":"
746835 发表于 2021-06-29 22:41:54 If you moved down there with a hotshot that was a bad idea because there is a severe lack of loads for them in Florida and the ones that pop up are very cheap.Insurance is going to be super high because of the insurance fraud in Florida.Basically 2 parties get together and crash their cars and they go to an injury attorney that knows all about it who then has them go to an injury clinic that’s in on it as well and when the insurance company is sued the attorney pockets a good chunk and gives one party a certain amount that is split between them and the other party.Crazy I know but leave it to the Cubans to figure out all the scams.Same with Medicaid/Medicare fraud by Florida doctors.I was born and raised in Miami so I know all to well.
","text":"That fraud also happens in Los Angeles and Las Vegas. People I know have actually gotten involved.","replyToPid":432719}
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发表于 2021-6-30 18:15:43 来自手机 | 显示全部楼层
本帖最后由 279311 于 2021-6-30 22:42 编辑

{"replyToPid":0,"replyTo":"","text":"Insurance is expensive everywhere, and since you do long haul, your insurance might not change much. Your best bet is to continue shopping and get multiple insurance quotes. Do not try to get an insurance quote directly from Progressive, Geico, or any major insurance company. What I noticed is that it’s much, much cheaper to get insurance through an insurance agency. I know it seems like this shouldn’t be the case, but whatever these agencies are doing, they’re doing a really good job at bringing down the rates by thousands of dollars.\n\n3 years ago, both Progressive and Great West were asking for something in the mid 30s. I was a “new venture” at the time. I had 5 years of experience with my CDL, clean driving record, and a very good credit score, yet my insurance was high. I asked why it was so high, and she said probably because of my age (28 at the time). So anyway, after much searching, I eventually got an insurance for about 23k (with a used semi truck and new reefer trailer). Today my insurance has gone down to 17k, lowering every single year so far. However, now that I have a much newer and expensive equipment, I’m back at 22k. My physical damage increased 5k because my truck is worth 125k.\n\nAs for Florida, it is well known for having very poor rates coming out of the state, but very high rates coming into the state. It might balance itself out somehow, depending on the seasonal freight there, but I wouldn’t bet my money on it. Florida buys a lot of products as a tourist state and a place for retired people and the wealthy, but they don’t produce much."}
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发表于 2021-6-30 21:18:45 来自手机 | 显示全部楼层
本帖最后由 746835 于 2021-6-30 21:20 编辑

{"replyToPid":0,"replyTo":"","text":"Another thing to keep in mind since I ran a hotshot for 5 years is that it is not a good long term business.Pickups are expensive and you’re lucky if you get 400k out of them,lots of shippers stopped taking hotshots because of so many dumb A’s out there not knowing what they are doing and Youtubers hyping all these people up to start hotshot businesses without any trucking experience.A hotshot is limited in weight,length,and ability to haul different things.Open deck and car hauling is all one can do unlike a semi where you can switch it up if one sector is slow or rates go to 💩.It’s crazy because it was so good at one point that I could run just Texas And be home most nights even though I did make 10k gross less a year but my profit margin was higher because of the cheaper fuel in Texas and less expenses and less miles ran.\n\nAs far as insurance my first year was 2014 and I was 28 with 3 years of CDL experience and a few tickets.$20k and half down.It progressively got better and the last two years of having tue hotshot I was just under 10k no down payment.I went back to work for someone for almost two years and recently purchased a semi truck and my insurance is a little over 10k because even though the LLC was still active this whole time insurance companies treat it as a new venture because of the two years of not having commercial insurance."}
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 楼主| 发表于 2021-6-30 22:52:54 来自手机 | 显示全部楼层
{"replyTo":"
746835 发表于 2021-06-29 22:41:54 If you moved down there with a hotshot that was a bad idea because there is a severe lack of loads for them in Florida and the ones that pop up are very cheap.Insurance is going to be super high because of the insurance fraud in Florida.Basically 2 parties get together and crash their cars and they go to an injury attorney that knows all about it who then has them go to an injury clinic that’s in on it as well and when the insurance company is sued the attorney pockets a good chunk and gives one party a certain amount that is split between them and the other party.Crazy I know but leave it to the Cubans to figure out all the scams.Same with Medicaid/Medicare fraud by Florida doctors.I was born and raised in Miami so I know all to well.
","text":"Thank you for all of the helpful info!🙏🏼Definitely won’t be putting my MC on hold now. As for the Florida move, we won’t be doing any loads there, we know the rates are dirt. We just need a place to sleep on the weekends and FL is where our family is. But I agree, those Cubans are ridiculous over there, and very bad drivers, lots of road rage. Won’t really be taking my truck and trailer through there that often, we are always OTR regardless. I’ll watch out for those scammers..😅 Sorry your friends had to experience those unfortunate planned events .. ","replyToPid":432719}
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 楼主| 发表于 2021-6-30 22:55:30 来自手机 | 显示全部楼层
{"replyTo":"
746835 发表于 2021-06-29 22:41:54 If you moved down there with a hotshot that was a bad idea because there is a severe lack of loads for them in Florida and the ones that pop up are very cheap.Insurance is going to be super high because of the insurance fraud in Florida.Basically 2 parties get together and crash their cars and they go to an injury attorney that knows all about it who then has them go to an injury clinic that’s in on it as well and when the insurance company is sued the attorney pockets a good chunk and gives one party a certain amount that is split between them and the other party.Crazy I know but leave it to the Cubans to figure out all the scams.Same with Medicaid/Medicare fraud by Florida doctors.I was born and raised in Miami so I know all to well.
","text":"Florida is insane, I would never check into a hospital there, my sis in law just quit at a major hospital in FL and the doctors accidentally kill people all the time, accidentally taking out wrong body parts/ giving patients large dosages of medication without reading their charts.. lots of scary stuff. ","replyToPid":432719}
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 楼主| 发表于 2021-6-30 23:01:12 来自手机 | 显示全部楼层
{"replyTo":"
746835 发表于 2021-06-29 22:41:54 If you moved down there with a hotshot that was a bad idea because there is a severe lack of loads for them in Florida and the ones that pop up are very cheap.Insurance is going to be super high because of the insurance fraud in Florida.Basically 2 parties get together and crash their cars and they go to an injury attorney that knows all about it who then has them go to an injury clinic that’s in on it as well and when the insurance company is sued the attorney pockets a good chunk and gives one party a certain amount that is split between them and the other party.Crazy I know but leave it to the Cubans to figure out all the scams.Same with Medicaid/Medicare fraud by Florida doctors.I was born and raised in Miami so I know all to well.
","text":"I’m sorry, I read “The Reviewers” comment about his friends being involved in insurance fraud and for some reason I thought it was your comment, just disregard that part. ","replyToPid":432719}
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 楼主| 发表于 2021-6-30 23:48:48 来自手机 | 显示全部楼层
{"replyTo":"
746835 发表于 2021-06-30 13:18:45 Another thing to keep in mind since I ran a hotshot for 5 years is that it is not a good long term business.Pickups are expensive and you’re lucky if you get 400k out of them,lots of shippers stopped taking hotshots because of so many dumb A’s out there not knowing what they are doing and Youtubers hyping all these people up to start hotshot businesses without any trucking experience.A hotshot is limited in weight,length,and ability to haul different things.Open deck and car hauling is all one can do unlike a semi where you can switch it up if one sector is slow or rates go to 💩.It’s crazy because it was so good at one point that I could run just Texas And be home most nights even though I did make 10k gross less a year but my profit margin was higher because of the cheaper fuel in Texas and less expenses and less miles ran.\n\nAs far as insurance my first year was 2014 and I was 28 with 3 years of CDL experience and a few tickets.$20k and half down.It progressively got better and the last two years of having tue hotshot I was just under 10k no down payment.I went back to work for someone for almost two years and recently purchased a semi truck and my insurance is a little over 10k because even though the LLC was still active this whole time insurance companies treat it as a new venture because of the two years of not having commercial insurance.
","text":"We’re not staying hotshots for long. We have already been shopping around for a new addition, looking at some Kenworths.  Met a driver the other day and he was pushing 2m miles on his Kenny. Always weighing pros and cons with hotshot and semis. Agreed on that YouTube part, they definitely make it too good to be true and definitely lie about how much money they make. I guess at the end of the day, everybody wants to look good, just wish people were more raw and truthful. \n\nSemi trucks might be the way to go but I would like to have a variety of trucks/trailers in our fleet, every single one has a purpose. \n\nThank you for sharing your personal experience on here, I love reading what everyone goes/has gone through to get where they are in the trucking industry today. ","replyToPid":432815}
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发表于 2021-6-30 23:54:13 来自手机 | 显示全部楼层
{"replyTo":"
1039748 发表于 2021-06-30 14:52:54 Thank you for all of the helpful info!🙏🏼Definitely won’t be putting my MC on hold now. As for the Florida move, we won’t be doing any loads there, we know the rates are dirt. We just need a place to sleep on the weekends and FL is where our family is. But I agree, those Cubans are ridiculous over there, and very bad drivers, lots of road rage. Won’t really be taking my truck and trailer through there that often, we are always OTR regardless. I’ll watch out for those scammers..😅 Sorry your friends had to experience those unfortunate planned events ..
","text":"Yup lol but I have to say that I’m first generation Cuban/American and it’s not the Cubans that came in the 60’s and 80’s but instead the ones that came in the 90’s.They are different.","replyToPid":432844}
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