Advice for owner/lease operator with an accident

85596

{"text":"Hi everyone, I have a question as far as dealing with a backing accident. Keep in mind I’m an owner operator. I hope this is allowed. I tried researching on google/forums for similar situations, and couldn’t find anything. \n\nBack in September, I was hit by another truck and I didn’t have my dashcam set up. Of course, they took off. No witnesses, no cameras in the parking lot, nothing. Although the process took 2 1/2 weeks and I didn’t know who hit me, I was given some compensation and my insurance experience was fairly pleasant. \n\nLast week I was hit again, except this time I have clear footage from my dash cam, and the driver stayed. We swapped information and I went straight to get a repair estimate. I thought that because I know who hit me, and have clear proof of the incident this would be easier. So far it’s been a nightmare. \n\nI’m looking for advice from this community to see what I should be asking/requesting from their insurance company. What should I be fighting for. What are acceptable/reasonable things to ask for. Currently I have been down 5 days and counting. \n\nSome other things to consider about my situation. I contacted my insurance first. I thought they handled everything and would do the due diligence and leg work for me. I didn’t contact the other insurance company to start a claim with the at-fault company until 5 days later due to the fact that I wasn’t told until later to contact them. Although the damage isn’t bad, I was advised by several people not to continue driving the truck due to safety/DOT related issues. I’m 650 miles from home. I didn’t get a rental truck simply due to the fact that I wasn’t sure if it would be covered by the insurance company. \n\nThank you all in advance for the advice, stay safe drivers. ","videos":"[]","link":"{}","pics":"[]","canComment":true,"externalShare":false}

462372

{"replyTo":"","text":"if you have proof, I don't see the problem. did you contact the police to file a report and told the officer you had dashcam footage?","replyToPid":0}

85596

{"replyTo":"

462372 发表于 2019-12-11 13:09:22 if you have proof, I don't see the problem. did you contact the police to file a report and told the officer you had dashcam footage?

","text":"Yes I called the police, an officer came out and wrote a report. He took both of our information. The first thing I did was show him the footage. He walked over to both of our vehicles and inspected everything. My footage is clear as day. You can see company, DOT numbers, truck and trailer numbers. He said “alright, that’s all I needed. Thank you for making that easy for me”. \n\nI thought it would be as simple as filing the claim and getting what I deserve. So far that is not the case. Just looking for advice from drivers who have experienced this. What do I “deserve”? Thank you. ","replyToPid":279319}